Commercial Lines

Financial security can be greatly enhanced when a business understands its risks and takes steps to minimize the potential effect of the perils that threaten its existence. For most businesses, protection comes in the form of commercial insurance policies. All of us at Howe Insurance Group are committed to helping our clients recognize their risks and presenting them with insurance solutions that address their needs. A commercial insurance portfolio might include some or all or the following coverages:

Commercial Coverages

Commercial General Liability
Property Insurance for Buildings and Business Personal Property
Business Income (Business Interruption)
Commercial Auto
Workers Compensation
Umbrella Liability (Excess Liability)
Professional Liability
Errors and/or Omissions Liability
Cyber Liability
Information & Network Technology Liability
Crime Insurance

Money & Securities
Employee Theft
Kidnap & Ransom

Employment Practices Liability
Executive Protection

Directors and Officers Liability
Fiduciary Liability

Bonds
International Coverages

Areas of Expertise

Throughout our long history we have worked with many types of businesses, including many start-ups. We can offer insurance solutions for a very wide range of operations, including:

Professional Offices
Educational Institutions
Municipalities
Private Schools
Contractors

Howe Insurance Group is a Tree Care Industry Association member and an Arbor MAX representative (Arbor Max is the only insurance program endorsed by the TCIA)

Wholesalers
Retail Stores
Restaurants
Manufacturers
Consulting Firms
Non-Profit Organizations

Arts Organizations

Visual Arts
Dance

Amateur Athletics
Camps
Charitable Foundations
Community Organizations

Sports & Entertainment Firms
Technology Firms

Please give us a call, or send us an email, if you have any questions about the coverages mentioned above, or if you would like to meet with a Howe Insurance Group representative to review your commercial insurance portfolio.