Commercial Lines

Financial security can be greatly enhanced when a business understands its risks and takes steps to minimize the potential effect of the perils that threaten its existence. For most businesses, protection comes in the form of commercial insurance policies. All of us at Howe Insurance Group are committed to helping our clients recognize their risks and presenting them with insurance solutions that address their needs. A commercial insurance portfolio might include some or all or the following coverages:

Commercial Coverages

  • Commercial General Liability
  • Property Insurance for Buildings and Business Personal Property
  • Business Income (Business Interruption)
  • Commercial Auto
  • Workers Compensation
  • Umbrella Liability (Excess Liability)
  • Professional Liability
  • Errors and/or Omissions Liability
  • Cyber Liability
  • Information & Network Technology Liability
  • Crime Insurance
    • Money & Securities
    • Employee Theft
    • Kidnap & Ransom
  • Employment Practices Liability
  • Executive Protection
    • Directors and Officers Liability
    • Fiduciary Liability
  • Bonds
  • International Coverages

Areas of Expertise

Throughout our long history we have worked with many types of businesses, including many start-ups. We can offer insurance solutions for a very wide range of operations, including:

  • Professional Offices
  • Educational Institutions
  • Municipalities
  • Private Schools
  • Contractors
    • Howe Insurance Group is a Tree Care Industry Association member and an Arbor MAX representative (Arbor Max is the only insurance program endorsed by the TCIA)
  • Wholesalers
  • Retail Stores
  • Restaurants
  • Manufacturers
  • Consulting Firms
  • Non-Profit Organizations
    • Arts Organizations
      • Visual Arts
      • Dance
    • Amateur Athletics
    • Camps
    • Charitable Foundations
    • Community Organizations
  • Sports & Entertainment Firms
  • Technology Firms

Please give us a call, or send us an email, if you have any questions about the coverages mentioned above, or if you would like to meet with a Howe Insurance Group representative to review your commercial insurance portfolio.

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