The day you suffer a loss is not the time to discover what is not covered in your homeowner policy. Consider the unexpected occurrences that can damage equipment in your home. We have sources of coverage for common causes of equipment breakdown that might not be covered on a homeowner policy.
- Mechanical breakdown
- Power surge
- Electrical arcing
- Steam explosion
- Repair or replacement cost for damaged property
- Expediting expenses
- Automatic coverage for a newly acquired location
This is especially valuable for owners of homes with extensive systems. A policy will provide one limit and one deductible for the following household machinery.
- Air conditioning systems
- Hot water heaters
- Generators
- Elevators
- Automatic sprinkler controls
- Fans
- Pumps
- Motors and other machinery