Kidnap and Ransom

As companies expand globally and individuals travel more, exposures to several types of personal risk increase. Anyone travelling internationally may be a target for kidnappers and extortionists.

While no one can predict where or when a kidnapper or extortionist might strike, there are steps that can be taken to prepare for a possible threat. Kidnap & Ransom coverage can be a critical part of your risk management program.

The Kidnap & Ransom policy will provide coverage for the following:

  • Ransom and extortion payments as a result of a kidnapping or extortion threat
  • Loss of the ransom or extortion payment while being delivered
  • Fees and expenses for independent negotiators, travel, and accommodation expenses
  • Liability coverage protection in the event it is alleged the insured is negligent in hostage retrieval

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