Many of our customers view their rental properties as they would a business. They know that these houses and condominiums are very valuable assets that generate income and appreciate in value over time. These investments should receive careful attention when reviewing your insurance portfolio. We offer packages to cover rented houses, townhouses, and condominiums.

Dwelling or Unit-Owner’s Coverage

As with owner-occupied properties, it is critical that your insurance professional takes the time to understand how your unit must be insured and to determine an accurate replacement cost. Our goal is to restore your income property to its pre-loss condition as quickly as possible to minimize inconvenience to you and your tenants.

Fair Rental Value Coverage

Your unit cannot generate rental income while it is unoccupied because of extensive damage. We can offer a way to protect that income against interruption due to a covered loss.

Personal Property Coverage

Whether you rent out a fully furnished home or simply provide the basics like a refrigerator and washer/dryer, we can provide protection for your personal property. (Property of tenants should be covered on a separate renter’s policy.)

Premises Liability

Lawsuits involving rental properties are common and costly. You have less control over the activities in your income property than you do in your own home. This coverage provides protection against third party bodily injury or property damage claims.